Trustpilot indicates that it “removed a number of fake reviews for this company.” This could call its reviews on other sites into question too. Ask about money-back guarantees if you aren’t satisfied with the services, and avoid companies that guarantee results, as this is illegal. You should know your rights before you contact any credit repair company.

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While the law has cracked down on them, there are always those that sneak through. In determining our ranking of the best credit repair companies, we looked at popular companies and ranked them according to a series of weighted factors that we consider critical to the consumer. They’ll discuss valuable insights with you and tell what you’ve been doing right and where you can take steps to improve your credit score. Ask them all the questions you want, they’ll be more than happy to answer. Our credit analysis specialists carry out an in-depth assessment of your credit file.

Would You Like A Higher Credit Score?

For example, companies are prohibited from demanding up-front payment before services are rendered and must let consumers cancel for any reason within the first three business days. Once you select a company, it will conduct an in-depth review of your credit report to identify any items negatively affecting your score. It will then contact the three major credit bureaus, Equifax, Experian and TransUnion, to resolve what items it can. Credit Firm has been helping consumers improve their credit scores since 1997 and was founded by attorneys who specialize in consumer credit.

In most cases, those funds would have a much bigger impact on paying down outstanding debt. [newline]There’s not one specific menu of services or pricing model for credit repair companies. Instead, you’ll find that each offers different features, and while many companies charge a monthly fee, this isn’t true in all cases. For this reason, it’s essential to compare companies to find the best credit repair service for your situation. Serving individuals in the Los Angeles metro, Comet Credit Repair is a company composed of locally residing specialists. They create customized credit repair service plans for their clients, which include evaluating their credit history and educating them about the steps they should take.

Many users begin noticing credit score improvements within a few cycles. Behind the scenes, CreditDIY automatically identifies and challenges negative items, using smart logic to protect your active accounts, ensuring your credit history and payment record remain intact. The Credit People has been in business since 2001, and it has helped over 100,000 customers struggling with their credit. New customers get a free credit consultation to discuss their specific situation with a company representative.

The entire process is fully visible from start to finish from an easy to navigate client portal to watching your credit improve from the  comfort of your own home. Each month we continue to send out new customized disputes letters, which have been proven time and time again to provide results  fast, we do not delay your progress. Trinity Credit Services has set the industry standard as a reputable organization among credit repair agencies. We’re committed to obtaining the best results possible for each client.